About · Xandii
About Xandii
Xandii gives you a clear view of which home loan lenders fit your situation, before you apply. We pair a transparent home loan comparison tool with experienced mortgage brokers, so you get honest, upfront numbers alongside a broker who genuinely understands what you're trying to achieve.
Meet the founders
Xandii is built by three founders who each took an unconventional path here: a banker turned finance broker, a neuroscientist turned AI builder, and an investment banker turned psychologist. Between us we cover the three sides of the business: Xaviera on operations and the client experience, Dan on technology and systems, and Phil on people, culture and strategy. Dan and Phil are brothers, born seven years apart to the day.
Xaviera Moore
Operations and client experience
Xaviera spent more than 25 years in banking and finance, including as a bank manager and lender inside three of the Big Four banks. Driven by a desire to bring a truly personal human touch to the mortgage process, she left to become a mortgage broker, founding MediMortgage to help doctors and medical professionals with home loans. At Xandii she runs operations and owns the client experience from first contact to settlement: the pipeline, the team, and the lender and referrer relationships behind your results.
Dan Newman
Tech, systems and growth
Dan began in research, earning a PhD in cognitive neuroscience from Monash University and working as a neuroscientist before moving into data science. Over eight years at SEEK he rose to Principal Data Scientist, working across machine learning and later generative AI. He later moved to Atlassian, where he measured whether its AI features genuinely help customers get more done, and recommended how to improve them. Understanding both technology and how people make decisions shapes what Dan builds at Xandii: the comparison tool, the website, the engine that works out and shows your numbers, and the back-office systems that streamline the experience for you and your broker.
Phil Newman
Strategy, governance, people and culture
Phil spent nearly 15 years in corporate finance and investment banking, including roles with JP Morgan and MA Financial Group in their real estate investment banking teams. He later trained as a psychologist, graduating with a University Medal from the University of Queensland before completing a Master of Clinical Psychology. The combination of financial rigour and insight into human behaviour informs Phil's contribution to Xandii, where he focuses on strategy, governance, financial oversight and organisational culture, helping shape the business's long-term direction.
What we value
- Client first.We do what is right for you in every decision. We don't grade our success on what closes this month; we grade it on whether you still want us in your corner a decade from now.
- Open by default.We show the reasoning, not just the answer: information is a feature of what we offer, not something we guard. Our communication is transparent with our clients, colleagues and partners.
- No dead ends."No result" is not an answer. We work through obstacles to find the right structure for every borrower. If nothing fits cleanly, we surface the lenders that come closest and a next step, never a blank screen.
- Own the outcome.We say what we mean, stand by our word, and we don't commit to what we can't provide. We take ownership of the process from start to finish so you never feel left in the dark.
How Xandii works
- Tell us about you. You share self-reportable details: income, expenses, the property value and the loan amount you have in mind. No login and no documents to upload.
- See where you fit, with the working shown. We compare your situation across dozens of lenders and show the indicative borrowing capacity, interest rate and monthly repayment for each, plus what drove the figures: as you enter your details you can see how it impacts what each lender can offer.
- A broker picks it up. If you want one, a complimentary chat with a real mortgage broker turns the indication into an application. They handle the heavy lifting and stay with you through to settlement and beyond.
We built Xandii to help you lift the lid on borrowing, starting with home loans: see where you stand across lenders before you apply, understand every figure behind it, and bring a broker into your corner whenever you want one.
The experience we aim for
You should leave every conversation understanding your situation better than when you started. We keep you informed, we return calls and emails, and we aim to still be in your corner long after settlement.
Credit assistance is provided by Xandii Home Loans Pty Ltd (ABN 35 699 885 802). Credit Representative 580187 is authorised under Australian Credit Licence 389328. The information on this page is general only and does not take into account your objectives, financial situation or needs.