Xandii

Refinancing · Xandii

Could a sharper rate improve your situation?

Rates move, and the loan that suited you a few years ago may not be the sharpest deal today. Tell us your loan balance and property value to see where you stand, then compare lenders side by side. Switching is often simpler than people expect.

Enter your loan balance and property value to see your indicative position.

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Or we can renegotiate your rate with your existing lender.

We ask your current lender for a sharper rate on your behalf. If they won't move, we'll show you what refinancing elsewhere looks like. No fee for the negotiation, no obligation to switch.

Xandii Home Loans Pty Ltd collects the details you enter here to respond to your request. We share enquiry details with Connective, our aggregator, so a broker can pick them up. We also record where you came to us from, including any referral or advertising identifier carried in the link you arrived on. Our Privacy Policy explains how we handle your information, how to access or correct it, and how to complain.

We compare dozens of lenders, including

  • Commonwealth Bank
  • NAB
  • ANZ
  • Westpac
  • Macquarie
  • AMP Bank
  • Bankwest
  • ubank
  • Bank of China
  • Newcastle Permanent
  • Gateway Bank
  • MyState Bank
  • Auswide Bank
  • Teachers Mutual Bank
  • Pepper Money
  • La Trobe Financial

Logos are shown for identification only, we are not sponsored by these lenders.

Ready when you are.

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Disclaimer and Important Information, including the comparison rate warning

The estimated results provided by this calculation are for illustrative and indicative purposes only and not an offer of finance. This calculation does not constitute a loan offer or a guarantee of loan approval. Actual calculation varies between lenders, and each financial institution uses its own credit assessment criteria, credit policies and serviceability buffers. The estimated amount and/or calculation is based strictly on the accuracy of the information you provide (e.g. income, expenses, and liabilities). It is subject to verification of your financial situation, credit history, and a satisfactory property valuation. Calculation has been prepared without considering your objectives, financial situation or needs. Recommend that you consider whether it is appropriate for your circumstances and your full financial situation will need to be reviewed prior to acceptance of any offer or product. It does not constitute legal, tax or financial advice and you should always seek professional advice in relation to your individual circumstances. Subject to lenders credit assessment with terms and conditions, fees and charges and eligibility criteria apply.

Interest rates and comparison rates shown are correct as at 27 July 2026 and subject to change at any time. The comparison rate is based on a loan amount of $150,000 over a 25-year term. WARNING: This comparison rate is true only for the example given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. Terms, conditions, fees and charges apply, and your full financial situation would need to be reviewed prior to acceptance of any offer or product.